You’ve worked hard and planned for an enjoyable retirement. But what will happen if you have a heart attack or stroke, or are diagnosed with cancer? How will it affect your lifestyle, your savings, your family and future?
Cancer, heart attacks and strokes are more common than we like to think. While our chances for recovery are good, the associated costs can be high. Out of pocket medical expenses and associated costs can add up to hundreds of thousands of dollars.
If you have to sell investments prematurely or stop investing in order to manage recovery costs, your portfolio and future plans may never recover. So is there a solution? Read more
Another holiday season has come and gone: the tree has been sent to the chipper (or back into the box) and the baubles are packed away for another year. As the credit card statements start to arrive, many of us are reflecting on the amount of money we have spent over the holidays. Even though most of us overspend at Christmas the rewards of family memories usually offset the pain of paying for it. Some things are valued beyond dollars and cents.
Another thing that’s hard to put a value on is your health. Unlike Christmas that we plan for every year, our health can be gone in an instant. We all realise that yet many of us put off planning for a health crisis.
Perhaps now is the time to assess the value of protecting you and your family with Critical Illness Insurance. Consider that every year you delay the cost increases and the likelihood of a health crisis increases. Read more