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Posts from the ‘Lifestyle’ Category

15
Aug

What about Your health

We often hear about the need to provide for our families, and protect their financial security through the use of various insurance products.  We’re always preparing for what happens when we die, or become ill.  It’s important to plan for the inevitable, or the unfortunate, but let’s take a step back for a moment. Read more »

12
Aug

Debt Load

Are you out of your debt comfort zone? Does it seem as though you’re paying too much to bill collectors and not enough for savings and the things you enjoy in life? If so, it’s a good idea to figure out just how much debt you have and compare that to how much you earn. This will give you clear understanding of your financial health.

Debt Load

Debt load is a term that is used to describe a consumer’s amount of debt. It is often used to understand if you are carrying a “safe” amount of debt. Creditors look at a debt/income ratio, comparing your income with your debts to analyze whether you have an appropriate amount of debt. The debt/income ratio is figured monthly and reveals either how good — or bad — your financial situation is.

Debt load is the sum total of all the money you owe:

  • Mortgage
  • Student Loans
  • Credit Cards
  • Even loans from friends and family.
30
Jul

Your Health is in Your Hands

By now all the enthusiastic New Year’s Resolutions have fallen by the way-side, collecting dust bunnies beside the gym bag in the back of the closet. Read more »

11
Jul

Go Play Outside

I always hear lamentations about what a chore exercise is and how it’s so hard to drag yourself to the gym.  If you don’t love the burn from a hard spin class or that red-faced-sweaty feeling you get after a good run, there  are many other ways to still be active. Read more »